Nyse Order Imbalance 44155.0 Shares On Buy Side

What Happened?

A number of stocks jumped in the afternoon session after comments from a key Federal Reserve official boosted hopes for an interest rate cut. New York Fed President John Williams stated that he sees “room for a further adjustment” for interest rates in the near term. Following his speech, traders increased their bets on a rate cut, with the probability of a December reduction jumping from around 39% to over 70%, according to data from CME Group. The positive sentiment was also reflected in the bond market, where the yield on the 10-year Treasury, a benchmark for mortgage rates, eased following the comments.

The stock market overreacts to news, and big price drops can present good opportunities to buy high-quality stocks.

Among others, the following stocks were impacted:

• Regional Banks company Western Alliance Bancorporation jumped 5.1%. Is now the time to buy Western Alliance Bancorporation? Access our full analysis report here, it’s free for active Edge members.
• Regional Banks company ServisFirst Bancshares jumped 5%. Is now the time to buy ServisFirst Bancshares? Access our full analysis report here, it’s free for active Edge members.
• Regional Banks company First Merchants jumped 5%. Is now the time to buy First Merchants? Access our full analysis report here, it’s free for active Edge members.
• Regional Banks company Dime Community Bancshares jumped 5.1%. Is now the time to buy Dime Community Bancshares? Access our full analysis report here, it’s free for active Edge members.

Zooming In On Dime Community Bancshares (DCOM)

Dime Community Bancshares’s shares are somewhat volatile and have had 10 moves greater than 5% over the last year. In that context, today’s move indicates the market considers this news meaningful but not something that would fundamentally change its perception of the business.

The previous big move we wrote about was 29 days ago when the stock dropped 7.2% on the news that the company reported third-quarter earnings that missed Wall Street's profit expectations. The regional lender posted adjusted earnings per share of $0.61, which fell short of analyst estimates of $0.69. While revenue for the quarter came in ahead of expectations at $115.6 million, up 32% from the previous year, and net interest income also topped forecasts, investors appeared to be more concerned with the bottom-line miss. The negative reaction suggests that the market weighed the earnings shortfall more heavily than the strong top-line performance, leading to a sell-off in the shares.

Dime Community Bancshares is down 10.2% since the beginning of the year, and at $27.25 per share, it is trading 25.5% below its 52-week high of $36.59 from December 2024. Investors who bought $1,000 worth of Dime Community Bancshares’s shares 5 years ago would now be looking at an investment worth $1,223.

The end of an earnings season can be a great time to discover new stocks and assess how companies are handling the current business environment. Let’s take a look at how First Commonwealth Financial and the rest of the regional banks stocks fared in Q3.

Regional banks, financial institutions operating within specific geographic areas, serve as intermediaries between local depositors and borrowers. They benefit from rising interest rates that improve net interest margins (the difference between loan yields and deposit costs), digital transformation reducing operational expenses, and local economic growth driving loan demand. However, these banks face headwinds from fintech competition, deposit outflows to higher-yielding alternatives, credit deterioration (increasing loan defaults) during economic slowdowns, and regulatory compliance costs. Recent concerns about regional bank stability following high-profile failures and significant commercial real estate exposure present additional challenges.

The 94 regional banks stocks we track reported a satisfactory Q3. As a group, revenues missed analysts’ consensus estimates by 1.1%.

While some regional banks stocks have fared somewhat better than others, they have collectively declined. On average, share prices are down 3.2% since the latest earnings results.

First Commonwealth Financial

Tracing its roots back to the Great Depression era of 1934, First Commonwealth Financial is a financial holding company that provides consumer and commercial banking, wealth management, and insurance services across Pennsylvania and Ohio.

First Commonwealth Financial reported revenues of $136 million, up 11.9% year on year. This print was in line with analysts’ expectations, but overall, it was a slower quarter for the company with a significant miss of analysts’ EPS estimates and a slight miss of analysts’ net interest income estimates.

“Our third quarter results reflect continued momentum across our core banking operations,” stated T. Michael Price, President and Chief Executive Officer.

Unsurprisingly, the stock is down 5.9% since reporting and currently trades at $15.43.

Is now the time to buy First Commonwealth Financial? Access our full analysis of the earnings results here, it’s free for active Edge members.

Best Q3: Customers Bancorp

Originally founded with a "high-tech, high-touch" branch-light banking strategy, Customers Bancorp is a bank holding company that provides commercial and consumer banking services through its Customers Bank subsidiary, with a focus on business lending and digital banking.

Customers Bancorp reported revenues of $232.1 million, up 38.5% year on year, outperforming analysts’ expectations by 7%. The business had a stunning quarter with an impressive beat of analysts’ net interest income estimates and a solid beat of analysts’ revenue estimates.

Although it had a fine quarter compared its peers, the market seems unhappy with the results as the stock is down 1.8% since reporting. It currently trades at $64.38.

Is now the time to buy Customers Bancorp? Access our full analysis of the earnings results here, it’s free for active Edge members.

Weakest Q3: The Bancorp

Operating behind the scenes of many popular fintech apps and prepaid cards you might use daily, The Bancorp is a bank holding company that specializes in providing banking services to fintech companies and offering specialty lending products.

The Bancorp reported revenues of $174.6 million, up 38.8% year on year, falling short of analysts’ expectations by 10%. It was a disappointing quarter as it posted a significant miss of analysts’ revenue estimates and a significant miss of analysts’ net interest income estimates.

As expected, the stock is down 22.6% since the results and currently trades at $59.72.

Read our full analysis of The Bancorp’s results here.

SouthState

With roots dating back to the Great Depression era of 1933, SouthState is a financial holding company that provides banking services, wealth management, and correspondent banking services across six southeastern states.

SouthState reported revenues of $698.8 million, up 63.9% year on year. This result surpassed analysts’ expectations by 6.5%. It was a stunning quarter as it also logged an impressive beat of analysts’ net interest income estimates and a solid beat of analysts’ revenue estimates.

The stock is down 9.1% since reporting and currently trades at $85.31.

Read our full, actionable report on SouthState here, it’s free for active Edge members.

ServisFirst Bancshares

Founded in 2005 with a focus on serving underserved mid-sized businesses, ServisFirst Bancshares is a bank holding company that provides commercial banking services to businesses and professionals through its subsidiary ServisFirst Bank.

ServisFirst Bancshares reported revenues of $136.3 million, up 10.2% year on year. This print missed analysts’ expectations by 7.2%. Overall, it was a disappointing quarter as it also recorded a significant miss of analysts’ revenue estimates and a significant miss of analysts’ net interest income estimates.

The stock is down 10.6% since reporting and currently trades at $68.22.

Read our full, actionable report on ServisFirst Bancshares here, it’s free for active Edge members.

Quarterly earnings results are a good time to check in on a company’s progress, especially compared to its peers in the same sector. Today we are looking at ServisFirst Bancshares and the best and worst performers in the regional banks industry.

Regional banks, financial institutions operating within specific geographic areas, serve as intermediaries between local depositors and borrowers. They benefit from rising interest rates that improve net interest margins (the difference between loan yields and deposit costs), digital transformation reducing operational expenses, and local economic growth driving loan demand. However, these banks face headwinds from fintech competition, deposit outflows to higher-yielding alternatives, credit deterioration (increasing loan defaults) during economic slowdowns, and regulatory compliance costs. Recent concerns about regional bank stability following high-profile failures and significant commercial real estate exposure present additional challenges.

The 94 regional banks stocks we track reported a satisfactory Q3. As a group, revenues missed analysts’ consensus estimates by 1.1%.

While some regional banks stocks have fared somewhat better than others, they have collectively declined. On average, share prices are down 3.2% since the latest earnings results.

ServisFirst Bancshares

Founded in 2005 with a focus on serving underserved mid-sized businesses, ServisFirst Bancshares is a bank holding company that provides commercial banking services to businesses and professionals through its subsidiary ServisFirst Bank.

ServisFirst Bancshares reported revenues of $136.3 million, up 10.2% year on year. This print fell short of analysts’ expectations by 7.2%. Overall, it was a disappointing quarter for the company with a significant miss of analysts’ revenue and net interest income estimates.

Tom Broughton, Chairman, President, and CEO, said, “All of our regions and markets were solidly profitable in the third quarter of 2025. We have seen great progress in all our markets and our newer offices have reached profitability.”

Unsurprisingly, the stock is down 10.6% since reporting and currently trades at $68.22.

Is now the time to buy ServisFirst Bancshares? Access our full analysis of the earnings results here, it’s free for active Edge members.

Best Q3: Customers Bancorp

Originally founded with a "high-tech, high-touch" branch-light banking strategy, Customers Bancorp is a bank holding company that provides commercial and consumer banking services through its Customers Bank subsidiary, with a focus on business lending and digital banking.

Customers Bancorp reported revenues of $232.1 million, up 38.5% year on year, outperforming analysts’ expectations by 7%. The business had a stunning quarter with a solid beat of analysts’ net interest income estimates and an impressive beat of analysts’ revenue estimates.

Although it had a fine quarter compared its peers, the market seems unhappy with the results as the stock is down 1.8% since reporting. It currently trades at $64.38.

Is now the time to buy Customers Bancorp? Access our full analysis of the earnings results here, it’s free for active Edge members.

Weakest Q3: The Bancorp

Operating behind the scenes of many popular fintech apps and prepaid cards you might use daily, The Bancorp is a bank holding company that specializes in providing banking services to fintech companies and offering specialty lending products.

The Bancorp reported revenues of $174.6 million, up 38.8% year on year, falling short of analysts’ expectations by 10%. It was a disappointing quarter as it posted a significant miss of analysts’ revenue and net interest income estimates.

As expected, the stock is down 22.6% since the results and currently trades at $59.72.

Read our full analysis of The Bancorp’s results here.

S&T Bancorp

Tracing its roots back to 1902 in western Pennsylvania's industrial heartland, S&T Bancorp is a Pennsylvania-based bank holding company that provides retail and commercial banking services, cash management, trust services, and investment advisory solutions.

S&T Bancorp reported revenues of $103 million, up 6.9% year on year. This print met analysts’ expectations. Taking a step back, it was a mixed quarter as it failed to impress in some other areas of the business.

The stock is up 3.6% since reporting and currently trades at $36.98.

Read our full, actionable report on S&T Bancorp here, it’s free for active Edge members.

Eastern Bank

Founded in 1818 as one of America's oldest mutual banks before converting to a public company in 2020, Eastern Bankshares operates as a bank holding company providing commercial and retail banking services primarily in Massachusetts, New Hampshire, and Rhode Island.

Eastern Bank reported revenues of $241.5 million, up 18.7% year on year. This result missed analysts’ expectations by 2%. Overall, it was a softer quarter as it also logged a significant miss of analysts’ net interest income estimates and a significant miss of analysts’ EPS estimates.

The stock is down 6.6% since reporting and currently trades at $17.15.

Read our full, actionable report on Eastern Bank here, it’s free for active Edge members.