Nyse Order Imbalance 39055.0 Shares On Buy Side

The momentum in the big Canadian banks' capital markets operations looks set to continue in 2026, albeit likely at slower pace than the record levels seen in 2025, Morningstar DBRS analysis suggests. It expects activity in the new year will be driven by investment banking revenue as trading revenue likely normalizes, despite lingering macroeconomic uncertainty. Aggregate capital markets revenue for the six biggest banks rose 22% on-year in the second half of fiscal 2025, buoyed by elevated trading revenue and a significant acceleration in underwriting and advisory activity, Morningstar says. It notes North American and global stock indexes are at or near record highs, driving equity trading and issuance volumes, while merger and acquisition activity is also robust. (robb.stewart@wsj.com)

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• Tribe signs definitive agreement with CIBC Commercial Banking (CIBC) for a senior loan facility of up to $15 million replacing the Company's existing senior term loan facility
• New facility provides greater flexibility for Tribe and reduces the cost of capital through reductions in interest rate and the waiver of certain fees

VANCOUVER, BC, Dec. 10, 2025 /CNW/ - Tribe Property Technologies Inc ("Tribe" or the "Company"), a leading provider of technology-elevated property management solutions, is pleased to announce that it has entered into a definitive loan agreement (the "Loan Agreement") with CIBC for a senior loan facility of up to $15 million (the "Facility") replacing the Company's existing senior term loan facility.

The new Facility includes a $3 million revolving operating line to support working capital requirements and a $12 million revolving M&A facility intended to fund strategic acquisitions. The Company's previous senior term loan facility included a $1 million revolving operating line and a $7 million non-revolving M&A facility with an accordion feature of $5 million. As of September 30, 2025, the Company had drawn approximately $650k against the previous facility operating line and $9.5 million against the M&A facility. These amounts are now obligations owing to CIBC under the new Facility.

The new Facility has a more favourable interest rate whereas the previous senior term loan facility had an interest rate of prime +2.65% per annum. The new Facility also waives fees charged under the previous senior term loan facility such as commitment, renewal, management and standby fees. Initial amounts drawn under the M&A facility will be repaid in blended monthly payments of principal and interest to amortize over 10 years, with subsequent draws amortizing over 7 years. The previous senior term loan facility included an amortization schedule of 5 years. The Company will enter into security documentation with CIBC to secure the obligations of the Company under the new Facility. The Company will also be subject to certain financial and negative covenants.

The new Facility thus provides Tribe with improved access to non-dilutive capital, allowing the Company greater opportunities to reduce dependence on vendor take-back ("VTB"), or earn-out structures. In addition, Tribe expects to benefit from a lower cost of borrowing and increased financial flexibility.

Over the past year, Tribe has made significant progress in reducing its VTB obligations. As of September 30, 2025, VTBs declined to $1.95 million, a 55% reduction from $4.3 million at year-end 2024-- reflecting the Company's disciplined approach to strengthening its balance sheet and optimizing acquisition structures. The new Facility is expected to further support these efforts by providing lower-cost, non-dilutive capital that enhances the Company's ability to manage VTB obligations through targeted cash payments and strategic earn-out management.

"We are thrilled to announce this significant milestone for Tribe, which illustrates our commitment to strategic growth and financial discipline, " said Joseph Nakhla, CEO of Tribe. "Executing this financing facility is an essential part of our growth strategy, as it provides us with improved access to non-dilutive capital and lowers our borrowing costs, which are beneficial to our long-term capital structure. We're also pleased with the progress we have made in reducing our VTBs, as we continue to strengthen our financial position and balance sheet."

A copy of the Loan Agreement will be filed under the Company's SEDAR+ profile at www.sedarplus.ca.

About Tribe Property Technologies

Tribe is a property technology company that is disrupting the traditional property management industry. As a rapidly growing tech-forward property management company, Tribe's integrated service-technology delivery model serves the needs of a much wider variety of stakeholders than traditional service providers. Tribe seeks to acquire highly accretive targets in the fragmented North American property management industry and transform these businesses through streamlining and digitization of operations. Tribe's platform decreases customer acquisition costs, increases retention, and allows for the addition of value-added products and services through the platform. Visit tribetech.com for more information.

Tribe Property Technologies Inc.

"Joseph Nakhla"

Chief Executive Officer

1606-1166 Alberni Street

Vancouver, British Columbia V6E 3Z3

Phone: (604) 343-2601

Email: joseph.nakhla@tribetech.com

Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release.

Cautionary Statement on Forward-Looking Information

This news release may contain certain "Forward-Looking Statements" within the meaning of the United States Private Securities Litigation Reform Act of 1995 and applicable Canadian securities laws regarding the Company and its business. When or if used in this news release, the words "anticipate", "believe", "estimate", "expect", "target", "plan", "forecast", "may", "schedule" and similar words or expressions identify forward-looking statements or information. Forward-looking statements or information in this news relate may relate to statements with respect to the Facility, benefits therefrom and closing of the Facility; the aims and goals of the Company; financial projections; growth plans including future prospective consolidation in the rental management sector; future acquisitions by the Company; the completion of this transaction; beliefs of the Company with respect to the independent owner-investors market; prospective benefits of the Company's platform; and other factors or information. Such statements represent the Company's current views with respect to future events and are necessarily based upon several assumptions and estimates that, while considered reasonable by the Company, are inherently subject to significant business, economic, competitive, political, and social risks, contingencies, and uncertainties. Many factors, both known and unknown, could cause results, performance, or achievements to be materially different from the results, performance or achievements that are or may be expressed or implied by such forward-looking statements. The Company does not intend, and do not assume any obligation, to update these forward-looking statements or information to reflect changes in assumptions or changes in circumstances or any other events affecting such statements and information other than as required by applicable laws, rules and regulations.

SOURCE Tribe Property Technologies Inc.

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Copyright CNW Group 2025

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Publication of Prospectus Supplement

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The following prospectus supplement has been approved by the Financial Conduct Authority:

Fourth Prospectus Supplement dated 8 December 2025 to the UK Prospectus relating to the Structured Note Programme of Canadian Imperial Bank of Commerce.

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Fourth Prospectus Supplement dated 8 December 2025

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Documents Incorporated by Reference (or certain portions thereof as specified under "Documents Incorporated by Reference" in the Fourth Prospectus Supplement):

CIBC 2025 Annual Report

http://www.rns-pdf.londonstockexchange.com/rns/6755K_2-2025-12-8.pdf

CIBC 2025 Annual Information Form

http://www.rns-pdf.londonstockexchange.com/rns/6755K_3-2025-12-8.pdf

For further information, please contact:

Canadian Imperial Bank of Commerce

81 Bay St.

Canada Square

Toronto, Ontario

Canada M5J 0E7

Attn: Senior Vice-President, Funding and Liquidity

Tel: +1-416-581-7343

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Canadian Imperial Bank of Commerce ("CIBC") - 2025 Annual Report and 2025 Annual Information Form

CIBC's 2025 Annual Report (the "2025 Annual Report Report"), including comparative audited consolidated financial statements for the fiscal year ended 31 October 2025 together with the notes thereto and independent auditor's report thereon (including CIBC's Management's Discussion & Analysis thereof), and CIBC's 2025 Annual Information Form (the "2025 Annual Information Form") have been published and are available for viewing.  The 2025 Annual Report and 2025 Annual Information Form are to be submitted to the National Storage Mechanism and will be available for inspection shortly at https://data.fca.org.uk/#/nsm/nationalstoragemechanism and on CIBC's website at CIBC Annual Reports | Investor Relations.

For further information, please contact:

Canadian Imperial Bank of Commerce

81 Bay St.

Canada Square

Toronto, Ontario

Canada M5J 0E7

Attn: Senior Vice-President, Funding and Liquidity

Tel: +1-416-581-7343

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(17:30 GMT) Canadian Imperial Bank of Commerce Is Maintained at Buy by TD Securities

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