Bitcoin, Ethereum & XRP Price Prediction for July 2025

Crypto users are buzzing with speculation that Ripple’s infrastructure could quietly make its way into the mainstream.

The speculation comes after American Express (Amex) recently informed clients of cross-border payments and wire transfer delays amid systemic upgrades.

System Upgrade or Strategic Pivot? Amex Sparks Ripple Integration Buzz

American Express notified clients of delays in cross-border payments and wire transfers. The American bank holding company and multinational financial services corporation cited a ‘Federal Reserve System update’ and a ‘wide system upgrade’.

While the company offered no further technical details, the notice has ignited Ripple-related theories. These speculations stem from Amex’s long-standing partnership with the blockchain firm.

Several other popular accounts in the crypto community, including Versan of Black Swan Capitalist, echoed the sentiment, citing the modernization of payment infrastructure.

Though Amex has not mentioned Ripple directly in its system update, blockchain advocates believe the timing is noteworthy.

American Express has previously partnered with RippleNet for cross-border payment solutions, especially in corridors like the US–UK. That history has raised eyebrows with current payment disruptions and a major product overhaul.

In a separate announcement on June 16, American Express declared it was launching the “largest investment ever in a Card refresh.”

On the business side, Platinum Card users will gain more flexible spending tools and rewards tailored for corporate needs.

Meanwhile, American Express’s Card refresh announcement came only days after partnering with the Coinbase exchange to launch the Coinbase One Card.

It offers up to 4% Bitcoin back on all purchases, with cardholders accessing exclusive Amex experiences and offers.

This marked Coinbase’s first credit card launch, although it previously introduced a prepaid debit card in partnership with Visa. 

The alignment of a broad digital overhaul, payment delays tied to the Federal Reserve, and Amex’s prior work with Ripple has fueled speculation that XRP’s blockchain technology could be part of the modernization roadmap.

There is no official confirmation linking Ripple to the current infrastructure upgrade. Notwithstanding, it may be worth monitoring as further updates are expected this fall.

Until then, the market will wonder whether Ripple is about to make a comeback through America’s most prestigious credit card issuer.

Amid the speculation, Ripple’s powering token has only been up a modest 2% in the last 24 hours. As of this writing, XRP was trading for $2.22.

Digital asset funds experienced inflows of $2.7 billion last week, their 11th consecutive week of gains. This figure pushed the total to $16.9 billion. Interestingly, the mid-year momentum is similar to 2024, when inflows reached $18.3 billion by June’s end.

CoinShares noted that continued investor interest is likely tied to a mix of increased geopolitical tensions and the current “uncertainty” around monetary policy, both of which are driving demand for digital assets.Bitcoin Dominates Digital Asset Inflows

According to the latest edition of the ‘Digital Asset Fund Flows Weekly Report,’ Bitcoin captured 83% of total inflows in digital asset investment products last week, as it pulled in $2.2 billion amidst strong investor optimism. Short-Bitcoin products continued to see outflows, with $2.9 million exiting last week, which pushed year-to-date outflows to $12 million. This essentially indicated a positive sentiment around Bitcoin.

Ethereum followed suit with $429 million in weekly inflows, as it catapulted its year-to-date total to $2.9 billion, owing to the ongoing bullish investor interest. XRP also secured $10.6 million last week, bringing its yearly inflows to $219 million. While Solana recorded $5.3 million in weekly inflows, its year-to-date tally remains at $91 million.

Next up was Sui, which attracted $1.4 million in inflows last week, reaching $4.7 million so far this year. Chainlink and Cardano saw weekly minor inflows of $0.8 million and $0.7 million, respectively, which pushed their year-to-date totals to $24 million and $10 million.

Multi-asset products added a modest $0.2 million last week, totaling $58 million in inflows for the year, while Litecoin’s YTD inflows stand at $5 million.

Inflows last week were largely driven by the US, which recorded $2.65 billion, while Switzerland and Germany saw smaller inflows of $23 million and $19.8 million. Australia added $8.7 million. In contrast, Sweden saw outflows of $15.9 million, while Canada, Brazil, and Hong Kong recorded outflows of $13.6 million, $2.4 million, and $2.3 million, respectively.

Following price rallies, Hong Kong has continued to experience outflows, which reached $132 million for June.Bitcoin Defies June Lull

Bitcoin defied its usual June weakness with a last-minute rally, as it caught up to equities after Trump’s $4.5 trillion tax bill advanced in the Senate. According to QCP Capital’s note, the focus has now shifted to today’s vote, aiming for a July 4 deadline.

On the institutional side of things, demand remains strong, with spot BTC ETFs seeing $2.2 billion in inflows. Strategy and Metaplanetcontinuedsteady accumulation, while leveraged longs increased as the leading crypto approached $108K.

Ethereum and Solana rallied on optimism over potential ETH and SOL staking ETFs. However, options markets remain muted, risk reversals also appear to be flat, and implied volatility is near historical lows despite the bullish spot price action.

The cryptocurrency market dipped 3.1% over the past 24 hours amid a renewed public dispute between Tesla CEO Elon Musk and US President Donald Trump. 

The escalation stems from Musk’s latest criticism of Trump’s proposed “big, beautiful bill,” prompting a sharp response from the President and reigniting tensions that have previously roiled financial markets.

Elon Musk and Donald Trump Clash Again 

The conflict between Musk and Trump started again after the former posted a series of tweets criticizing the bill. He called it a “debt slavery bill” and condemned its supporters. 

Musk expressed his commitment to taking all necessary actions to ensure that these politicians are defeated in their primary elections next year, emphasizing his determination to hold them accountable for their actions. He also stressed that the bill could have detrimental debt implications.

The billionaire, who strongly backed Trump in the presidential elections, even called for the creation of a new political party.

The string of attacks prompted President Trump to respond. He accused Elon Musk of benefiting from excessive government subsidies and suggested that Musk’s businesses would struggle to survive without them.

The crypto market has felt the initial tremors of this fallout. 5 of the top 10 coins have recorded losses over the past 24 hours, with Musk’s favorite, Dogecoin , leading the dip. Bitcoin and Ethereum have recorded modest losses over the past day.

BeInCrypto’s analysis revealed that Bitcoin is facing downward pressure and could see additional declines if the current bearish trend continues. It is worth noting that while the impact remains contained so far, historical patterns suggest potential for deeper volatility. 

In June 2025, the Musk-Trump spat saw the market fall by 5.1% and triggered nearly $1 billion in liquidations. Thus, if the conflict escalates, the market may have to bear the brunt of it.