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XTB

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7.7
47 Reviews

Founded: 2002 Min Deposit: 1 USD

Headquarters: Belize Max Lev: 1 : 500

Score
Business Scope
8.4
Trading Cost
7.7
Trading Platforms
7.7
Support
7.9
Licence Status

opeprate with a few regulation licenses

Belize FSC No.000302/46
FCA 522157
CySEC 169/12
Authorised
Authorised
Authorised
Contact
+48 222739976
sales_int@xtb.com
https://www.xtb.com/int
Global Offices
Long-established
Good Customer Service
Good Reputation
Fast Order Execution
High Leverage
Multi-regulation
Multiple Trading Instruments
Low Commission
Fast Deposit
Broker News Account & Cost Deposit & Withdrawal Pros & Cons Company & Service Company Overview Related Complaints User Reviews

Broker News

Poland’s KNF Fines XTB $5.5 Million Over CFD Marketing and Suitability Failures Apr 14, 2026
Poland’s financial regulator has imposed a PLN 20 million ($5.5 million) fine on XTB for breaches of investor protection and MiFID II conduct rules related to the sale of CFDs.
XTB Publishes Q3 2024 Results: Revenues Up 67%, Net Profit Up 68% Oct 31, 2024
In Q3 2024, XTB's revenues reached PLN 470.2 million, partially bolstered by an increasing number of active clients.
Salma Tabbech Appointed as Sales Director MENA at XTB Sep 11, 2024
Salma Tabbech joins XTB from ADSS, where she most recently served as Premier Client Manager.

Deposit and Withdrawal

7.6

Good

convenient deposit/withdrawal & low commission

Features

Low Minimum Deposit
Fast Deposit
No Deposit Fee

See more
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Pros & Cons
Pros

Pros of Trading with XTB

  • Regulated by Trusted Authorities: FCA & CySEC regulated ensures a high level of trust and reliability.
  • Commissions-Free CFDs: Enjoy commission-free trading on CFD products.
  • Comprehensive Learning Tools: Access to articles, market analysis, and eBooks for improving trading skills.
  • Multiple Platforms: Available on Mobile, Desktop, and Tablet via the proprietary xStation5 platform.
    • Cons

    Cons of Trading with XTB

    • Limited Account Types: XTB only offers a standard account type with no options for specialized accounts.
    • Withdrawal Fee: A fee of 5 USD/EUR/GBP is charged for withdrawals below 50 USD/EUR/GBP.
    • Inactivity Fee: £10 is charged monthly after 365 days of inactivity, which could be a drawback for less frequent traders.
    • Limited Trading Platforms: Only offers its proprietary xStation5 platform, lacking support for popular third-party platforms like MT4 or MT5.

      • Company and Service

      8.4

      Very Good

      easy to use & good trading conditions

      Features

      Global Offices
      Good Reputation
      Multilingual Support
      Profile
      Headquarters Address
      35 Barrack Road, 3rd Floor, Belize City, Belize, C.A
      Founded 2002
      Broker Type
      NDD
      Time Zone GMT +1
      Credit Profile No information
      Trading Platforms
      Contact
      No Data
      Others
      Website Language
      Arabic,  Chinese(Simplified),  Czech,  English,  French,  German,  Hungarian,  Italian,  Polish,  Portuguese,  Romanian,  Slovak,  Spanish,  Turkish,  Vietnamese
      Customer Service By
      Email,  Live Chat,  Office
      Supported Language
      Arabic,  Chinese,  Czech,  English,  French,  German,  Hungarian,  Italian,  Polish,  Portuguese,  Romanian,  Slovak,  Spanish,  Turkish,  Vietnamese
      Company Overview

      Overview of XTB

      • Founded: 1995
      • Headquarters: United Kingdom
      • Regulation: CySEC, FCA
      • Market Instruments: 6,898 instruments (Stocks, ETFs, Forex, Indices, Commodities)
      • Min Deposit: £0
      • Leverage: Up to 1:500
      • Spread (EUR/USD): From 1.0 pips
      • Trading Platforms: xStation5 (Mobile, Desktop, Tablet)
      • Customer Support: Available 24/5 via live chat, Email, and Phone
      • Withdrawal Fee: Free for withdrawals above 50 USD/EUR/GBP; 5 USD/EUR/GBP below 50 USD/EUR/GBP
      • Inactivity Fee: £10/month after 365 days of inactivity

      XTB: Key Features & Benefits

      • Highly Regulated: XTB is authorized and regulated by the FCA (UK) and CySEC (Cyprus), ensuring a safe trading environment.
      • Commissions-Free Trading: No commission on CFD trades.
      • Educational Resources: Offers a wealth of learning materials, including market analysis, articles, and eBooks to assist both beginner and advanced traders.
      • No Minimum Deposit: Open an account with no initial deposit required, making it accessible to new traders.

      Pros of Trading with XTB

      • Regulated by Trusted Authorities: FCA & CySEC regulated ensures a high level of trust and reliability.
      • Commissions-Free CFDs: Enjoy commission-free trading on CFD products.
      • Comprehensive Learning Tools: Access to articles, market analysis, and eBooks for improving trading skills.
      • Multiple Platforms: Available on Mobile, Desktop, and Tablet via the proprietary xStation5 platform.

      Cons of XTB

      • Limited Account Types: XTB only offers a standard account type with no options for specialized accounts.
      • Withdrawal Fee: A fee of 5 USD/EUR/GBP is charged for withdrawals below 50 USD/EUR/GBP.
      • Inactivity Fee: £10 is charged monthly after 365 days of inactivity, which could be a drawback for less frequent traders.
      • Limited Trading Platforms: Only offers its proprietary xStation5 platform, lacking support for popular third-party platforms like MT4 or MT5.

      XTB Trading Platforms

      • xStation5: XTB’s proprietary platform is available on mobile, desktop, and tablet, providing a user-friendly experience with advanced trading tools.
      • No MT4 or MT5: While XTB offers its own platform, it does not support MetaTrader 4 (MT4) or MetaTrader 5 (MT5), which may limit the flexibility for traders accustomed to these platforms.

      Deposit and Withdrawal

      • Deposit Methods: MasterCard, Visa, Maestro, Bank Transfer.
      • Withdrawal Process: Withdrawals over 50 USD/EUR/GBP are free of charge, and those below this amount incur a 5 USD/EUR/GBP fee. Withdrawal requests are processed on the same business day if submitted before 1 PM.

      Is XTB Legit?

      Yes, XTB is fully regulated by the CySEC and FCA, two of the most respected financial regulatory bodies in the world. This ensures the broker operates with transparency, security, and customer protection.

      Regulatory Information

      • CySEC License No. 169/12 (Market Making)
      • FCA License No. 522157 (Straight Through Processing - STP)

      Market Instruments at XTB

      XTB offers an impressive array of financial instruments:

      • CFDs: Trading on a wide range of asset classes.
      • Forex: Access to major, minor, and exotic pairs.
      • Stocks & ETFs: Invest in global stocks and ETFs with competitive spreads.
      • Commodities: Trading in commodities such as gold, silver, and oil.

      Account Types

      XTB only offers a standard account type, which is straightforward and ideal for beginners and casual traders. The absence of multiple account types could be a limitation for more experienced traders looking for specific conditions or features.

      Leverage

      With leverage up to 1:500, traders can magnify their positions. However, high leverage increases the risk, and it is recommended for experienced traders only.

      Spreads and Fees

      • Spreads: Starting from 0.5 pips, with the EUR/USD spread floating around 1.0 pips.
      • Commissions: Zero commission on CFD trades. However, commissions may apply to stocks and ETFs once monthly turnover exceeds €100,000.

      Customer Support

      XTB provides 24/5 customer support via live chat, phone, and email. While support is not available 24/7, they offer prompt assistance during business hours.

      Conclusion: Should You Choose XTB?

      XTB is a well-regulated and reputable broker with over two decades of experience in the financial markets. Its commission-free trading, rich educational resources, and reliable customer support make it an excellent choice for both new and experienced traders.

      However, the limited account types and platform options, as well as the withdrawal fees for smaller amounts, may not appeal to all traders. Still, for those looking for a regulated, trustworthy broker with access to a wide range of trading instruments, XTB remains a solid choice.

      Related Complaints

      Q&A

      Is XTB a reliable broker using MT4 platform?

      James Lucas
      United Kingdom
      Jan 20, 2022
      ANSWER XTB is a legitimate broker overseen in several jurisdictions, including the UK's Financial Conduct Authority (FCA), Cyprus Securities and Exchange Commission (CySEC), Spanish National Securities Market Commission (CNMV), Polish Financial Supervision Authority (PFSA) and International Financial Services Commission of Belize (IFSC). As for the question you asked, we recommend that you ask the customer services directly for a more accurate answer. For more trading details and company profiles about this broker, please check our full XTB review.
      See more

      How many accounts can I have?

      Weter
      Canada
      Feb 08, 2023
      ANSWER XTB is an authorized broker overseen in several jurisdictions, including the UK's Financial Conduct Authority (FCA), Cyprus Securities and Exchange Commission (CySEC), Spanish National Securities Market Commission (CNMV), Polish Financial Supervision Authority (PFSA) and International Financial Services Commission of Belize (Belize FSC). As for the question you asked, we would recommend that you check the broker's official website or ask the official customer service directly for a more accurate answer. For more details on this broker, please check our full XTB review.
      See more

      Overall Score

      7.7
      47 Reviews

      Cost 7.7

      Platforms 7.7

      Deposit & Withdrawal 7.6

      Customer Support 7.9

      Indicates the average level of Brokers

      Keywords for selection
      Good/Professional Customer Support

      47 Reviews Clear filter

      Sort by
      Forex Trader
      United Arab Emirates
      XTB is a premier, multi-regulated broker known for its award-winning xStation 5 platform and transparency. It is one of the few brokers that offers Real Stocks alongside CFDs and provides Negative Balance Protection to retail clients. It is not a scam.
      Apr 30, 2026
      Reply
      muhammed
      0-6 months Standard Account Cayman Islands
      I applied for a withdrawal of $200, but only $140 was credited to my account. They are just a bunch of scammers.
      Nov 06, 2025
      Reply
      Satyadev Meena
      Over 3 years Standard Account India
      Great
      Sep 23, 2025
      Reply
      Gabriel Morales Santiago
      1-3 years Standard Account Guyana
      I am using this app several years. For my trades is sufficient. Can recommend it
      Sep 09, 2025
      Reply
      Tai Morosini Neto
      Kenya
      Options trading costs are too high
      Sep 18, 2023
      Reply
      Evangelia Loucaidou Kassianidou
      Haiti
      X-Trade Brokers does not have minimum deposit requirements, and the website presents information in such a promising way that I decided to give it a try.
      Sep 11, 2023
      Reply
      Ion Alcorta Sanjuan
      Jersey
      The trading environment is good, there are few jams, and the spreads are relatively low. What I value the most is the speed of withdrawals. The payment is received on the same day, which is the fastest among the platforms I have ever used. I am very satisfied with this.
      Sep 05, 2023
      Reply
      George S Karaolidou
      Canada
      The this broker platform is very convienient to use, its interfaceis ok. But my main problem has to do with the depositwith mobile money. Its over a week now and i haventgotten an approval in my mobile money wallet toconfirm. Also fix the visa/master card problem too fordepositwithdrawal. Aside that the this broker platform is allwhat i've been expecting. They've got all what i've beenlooking for in just one app. I support the this broker Teamas they work hard to improve their platform to suit everyclient/phone.
      Sep 04, 2023
      Reply
      Carolina Berg
      Honduras
      The online customer service is very convenient, and you can always find someone for deposit and withdrawal consultation. very good
      Aug 24, 2023
      Reply
      Chris A Zacharia
      0-6 months Standard Account Romania
      Happy to trade with XTB for so long. I was just a person who had no experience in trading currencies. However, I gained my expertise through many losses, through months of demo testing until I developed my own approach of trading. Anyway, it was always with xtb and their support, which brought me to this point of success. I don't need its academy or education seminars, but their market analysis still very useful for me. I've made almost 180% for one year just trading indices and forex. I have DMA access and huge range of markets to trade. I’ll tell you more, it makes me feel safety when I know that xtb is regulated by FCA. And it’s not some kind of Cyprus or Panama firms…
      Jun 24, 2023
      Reply

      1-10 of 47 comments

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      Risk Warning

      FX trading is of high risk and may not be suitable for all investors. Leverage will create additional risks and loss. Before trading, please carefully consider your investment objectives, experience level and risk tolerance. You may lose part or all of your initial investment; do not invest money that you cannot afford. Educate yourself about the risks associated with FX trading. If you have any questions, please consult an independent financial or tax advisor. Any data and information are provided "as is" and only for information purpose, not for trading or recommendations. Past performance does not predict future results.

      Disclaimer

      The data contained in this website may not be real-time and accurate. The data and prices on this site are not necessarily provided by the market or exchange, but may be provided by market makers, so prices may be inaccurate and differ from actual market prices. Namely, this price is indicative price only to reflect market trend, and is unfavorable for trading purpose. The provider of the data contained in the Website shall not be liable for any loss incurred by you as a result of your trading activities or reliance on the information contained in the Website.